Finding the right home at the right price is just one part of a real estate transaction. Just Company Real Estate is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 559-638-5388 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain normal fees accompanying closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your deal.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers:  As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying a home in Fresno County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not surprised when you get to the closing appointment. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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